Privacy Policy

Financial Life Masterclass is operated by Taresh Bhatia / The Richness Academy. This Privacy Policy explains how personal information is collected, used, stored, shared and managed when a visitor uses financiallifemasterclass.com or registers for a masterclass.

Information We Collect

Depending on how a visitor uses the website, we may collect:

• Full name
• Email address
• WhatsApp or telephone number
• Professional or life-stage profile
• Selected financial concern or pain point
• Registration date and session selected
• Consent and communication preferences
• Technical information such as browser type, device type, IP address, referral source and basic website-usage data
• Communications sent to support or privacy contacts

We do not require bank-account details, card details, portfolio information, account passwords or sensitive financial documents to register for the free webinar.

Why We Use Personal Information

We use personal information to:

• Process webinar registration
• Send confirmation and the Zoom joining link
• Send operational reminders by email or WhatsApp
• Deliver promised webinar resources
• Provide pre-session support
• Prevent spam, abuse and duplicate registrations
• Understand general audience profiles and improve educational content
• Maintain records required for security, compliance and dispute resolution
• Send additional communications only where consent or another lawful basis permits

Consent and Communication Choices

Where processing relies on consent, that consent is specific, informed, unambiguous and given through a clear affirmative action, and it can be withdrawn at any time.

Participants may withdraw consent or opt out of non-essential communications using the unsubscribe or opt-out mechanism provided, or by contacting the privacy contact below.

Withdrawing consent does not affect processing already carried out lawfully and may prevent delivery of communications required for participation in a future webinar.

How Information May Be Shared

Information may be processed by service providers supporting:

• Website hosting
• Secure registration storage
• Email delivery
• WhatsApp or messaging communication
• Zoom webinar delivery
• Analytics and security
• Customer support

Service providers receive only the information reasonably necessary to perform their function and are contractually or legally required to protect it.

We do not sell personal information.

Data Retention

Webinar registration and operational records may be retained for up to 12 months after the relevant session unless a longer period is reasonably required for legal obligations, security, dispute resolution or consent records. Marketing communications continue only while permitted and stop following opt-out or withdrawal. Minimal suppression and consent records may be retained as necessary to honour communication preferences. Information no longer reasonably required is securely deleted or anonymised.

When information is no longer required, it is securely deleted or anonymised. You may ask us to delete your details sooner using the contact address below.

Security

We use reasonable technical and organisational measures to protect information against unauthorised access, loss, misuse, alteration or disclosure. No internet-based service can guarantee absolute security.

Individual Rights

Subject to applicable law, individuals may request:

• Information about how their personal data is processed
• Access to relevant personal information
• Correction of inaccurate or incomplete information
• Erasure where retention is no longer necessary or legally required
• Withdrawal of consent
• Grievance redressal

Requests may be sent to the privacy contact below. Identity may need to be reasonably verified before completing a request.

Cookies and Measurement

This website uses strictly necessary cookies for security, registration and remembering your cookie choice. These are always active because the website cannot function without them.

Marketing and measurement cookies are switched off by default. Nothing loads until you accept them in the cookie banner, and choosing Reject keeps them switched off.

If you accept marketing cookies, we load the Meta Pixel to measure page views and completed masterclass registrations. The pixel records that a registration happened, together with the session identifier — it never receives your name, email address, phone number or any answer you gave in the registration form.

You can change or withdraw your choice at any time using the Cookie Preferences link in the footer. Withdrawing marketing consent stops further measurement events; you may also clear cookies in your browser.

Children

This website and masterclass are intended for adults. We do not knowingly collect children’s personal information without implementing the consent and protection requirements applicable under law.

External Links

The website may link to Zoom, WhatsApp, YouTube, Facebook and other third-party services. Their privacy practices are governed by their own policies.

Changes to This Policy

This policy may be updated to reflect changes in services, technology or law. The latest version and effective date are always displayed on this page.

Contact and Grievance Redressal