Terms of Use

Effective date: 24 August 2026 · Last updated: 24 August 2026

These Terms govern access to and use of financiallifemasterclass.com, registration for the Financial Life Masterclass and use of related educational resources.

Acceptance

By using the website or registering for the masterclass, the visitor agrees to these Terms, the Privacy Policy and the Educational Disclaimer.

Eligibility

The website and masterclass are intended for adults capable of entering into a legally binding agreement. Participants must provide accurate registration information and must not impersonate another person.

Educational Purpose

All website, webinar, email, WhatsApp, workbook, prompt and tool content is provided for general educational purposes only.

It is not personalised financial, investment, insurance, tax, accounting or legal advice and does not create an adviser-client, fiduciary or professional relationship.

Registration and Access

  • Registration may be required to receive the Zoom link and resources.
  • A registration may be refused, suspended or cancelled where information is false, the system is abused or participation is disruptive.
  • Webinar dates, speakers, resources or delivery details may change where reasonably necessary.
  • Reasonable efforts will be made to communicate material schedule changes.

No Guaranteed Results

No financial result, return, income, saving, financial freedom, business result or other outcome is guaranteed.

Examples and scenarios are illustrative. Individual circumstances and outcomes vary.

Participant Responsibility

Participants remain responsible for their own decisions and should obtain advice from appropriately qualified professionals before acting on information relevant to their circumstances.

Intellectual Property

Website content, webinar material, videos, frameworks, workbooks, prompts, tools, graphics and branding are owned by or licensed to Taresh Bhatia / The Richness Academy unless stated otherwise.

Participants may use supplied materials for personal learning. They may not reproduce, sell, publish, sublicense, distribute, record or commercially exploit the materials without written permission.

Recording and Conduct

Participants may not record the live webinar unless written permission is provided. Participants must not disrupt the session, misuse chat functions, distribute the Zoom link publicly or attempt unauthorised access.

Third-Party Services

The website may rely on third-party services including Zoom, WhatsApp, email providers, hosting services and analytics tools. Availability of those services is not entirely within the operator’s control.

Optional Offers

An optional paid educational product, tool, community or membership may be introduced during or after the webinar. Any purchase is governed by its own checkout terms, inclusions, fulfilment terms, cancellation policy and refund policy.

Limitation

To the extent permitted by applicable law, Taresh Bhatia / The Richness Academy is not responsible for indirect or consequential loss arising from reliance on general educational content, third-party service interruption or unauthorised use of the website.

Nothing in these Terms excludes rights or liabilities that cannot lawfully be excluded.

Changes

These Terms may be updated when services, technology or legal requirements change. The latest effective version will be displayed on this page.

Governing Law

These Terms are governed by the laws of India. Subject to rights and forums that cannot lawfully be excluded, courts of competent jurisdiction at Gurugram, Haryana will have jurisdiction.

Contact

Questions? Email connect@financiallifemasterclass.com.